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At Van Parys Associates, we've been providing professional insurance since 1857.  We have remained in business that long because we continually offer the finest protection and prices available.
   
           
       
    In light of COVID-19, VanParys Associates is fully committed to maintaining a clean and healthy environment for our clients and employees. We will remain diligent in following protocols from government officials. As the guidelines change, we too will follow as needed. Our dedication to our customers and staff’s safety is our number one priority. If you typically pay a bill by stopping into our office, We ask that you make that payment online through your company’s website or app. You can also give us a phone call and we can apply payment with check or credit card over the phone. Last option would be to stick an envelope with cash or check in our door slot; which can be found to the left of the front door. If you need to know how much is due, please call our office first before you drop payment into our mail slot.

Our intentions are to be here to help but also practice safety. The phone and email are viable alternative. Thank you for your understanding.

All email addresses can be found under “contact us” at www.vanparysinsurance.com.

ALL NEW BUSINESS/QUOTES WILL BE HANDLED BY PHONE. PLEASE CALL US AT 315-597-4843.

Please follow our Facebook page for any new updates!
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    Dear Policyholders,

A recent Executive Order issued by Governor Cuomo, together with recent amendments to the insurance and banking regulations (the “regulations”) issued by the New York State Department of Financial Services (“Department”), extend grace periods and give you other rights under certain property/casualty insurance policies if you are an individual or small business and can demonstrate financial hardship as a result of the novel
coronavirus (“COVID-19”) pandemic (“affected policyholder”). These grace periods and rights are currently in effect but are temporary, though they may be extended further.

Please check the Department’s website at
https://www.dfs.ny.gov/consumers/coronavirusfor updates.
If you are an individual, generally, personal lines property/casualty insurance policies are covered by these amendments, including auto, homeowners’ and renters’ insurance. If you are an individual and an affected policyholder, please contact your insurer or broker
if you are uncertain whether your policy is covered. If you are a small business, only certain types of commercial lines property/casualty
insurance policies are covered by these amendments, generally including property, fire, commercial general liability, special multiperil, medical malpractice, workers’compensation, commercial auto (including livery and other for-hire vehicles), and commercial umbrella insurance. A business qualifies as a “small business” if it is residentin New York State, is independently owned and operated, and employs 100 or fewer
individuals. If you are a small business and an affected policyholder, please contact yourinsurer or broker if you are uncertain whether your policy is covered

A copy of the Executive Order and regulations can be found at
https://www.governor.ny.gov/news/no-20213-continuing-temporary-suspension-and-modification-laws-relating-disaster-emergencyand
https://www.dfs.ny.gov/system/files/documents/2020/03/re_consolidated_amend_pt_405_27a_27c_new_216_text.pdf, respectively.
Moratorium on Cancellation, Non-Renewal, and Conditional Renewal
If you are an affected policyholder, there is a moratorium on your insurer cancelling, non-renewing, or conditionally renewing your property/casualty insurance policy for aperiod of 60 days. If you do not make a timely premium payment and can demonstrate financial hardship as a result of the COVID-19 pandemic, your insurer may not impose any late fees relating to the premium payment or report you to a credit reporting agency
or a debt collection agency regarding such premium payment.

Catching up on Overdue Insurance Payments
The regulations also require your insurer to permit you, as an affected policyholder, to pay the overdue premium over a 12-month period if you did not make a timely premium payment due to financial hardship as a result of the COVID-19 pandemic and can still demonstrate financial hardship as a result of the COVID-19 pandemic. This also applies if the insurer sent you a nonpayment cancellation notice prior to March 29, 2020.

Policies Financed by Premium Finance Agencies – Grace Period
If your insurance policy has been financed through a premium finance agency, and you, as an affected policyholder, do not make an installment payment, the premium finance agency may not cancel your policy for a period of at least 60 days, including any contractual grace period, and subject to the safety and soundness of the premium finance agency. In addition, if you do not make a timely installment payment to the
premium finance agency, the premium finance agency must extend the due date for the installment payment by at least 60 days, may not impose any late fees relating to that installment payment, and may not report you to a credit reporting agency or a debt collection agency regarding that installment payment.

Catching up on Overdue Payments to Premium Finance Agencies
If you, as an affected policyholder, do not make a timely installment payment to the premium finance agency due to financial hardship as a result of the COVID-19 pandemic, the premium finance agency must permit you to pay the installment payment over a 12-month period if you can still demonstrate financial hardship as a result of the COVID-19 pandemic, subject to the safety and soundness of the premium finance agency. This also applies if the premium finance agency issued a non-payment cancellation notice prior to March 29, 2020.

How to Demonstrate Financial Hardship
If you, as an affected policyholder, are unable to make a timely premium payment due to financial hardship as a result of the COVID-19 pandemic, you may submit to your insurer or premium finance agency, as applicable, a statement that you swear or affirm in writing under penalty of perjury that you are experiencing financial hardship as a result of the COVID-19 pandemic, which the insurer or premium finance agency, as applicable, shall accept as satisfactory proof. Such statement is not required to be notarized.

Questions
If you have any questions regarding your rights under the Executive Order or regulations,please contact your insurer, broker, or premium finance agency.

If you have any questions about this notice, don’t hesitate to call our team. We are operating mostly on a remote basis but our phone numbers and email addresses all remain the same.
 
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    Van Parys Associates is a firm of proven professionals; caring and conscientious people,
 the kind of people you can depend on. Our primary objectives are:

1. To be honest and fair in all our dealings.
2. To be interested in people and their problems
3. To treat the client's needs as though they were our own.

  We have a commitment to maintain a high standard of excellence
 in all that we do and to establish a firm relationship of mutual trust and service with each of our clients.
 
           
           
           
           
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©
2015 Van Parys Associates
229 East Main Street, P.O. Box 8
Palmyra, NY 14522
Phone: (315) 597-4843 

Office Hours: 8:30 - 5:00 Monday - Friday/8:30 - 4:00 Fridays between Memorial Day and Labor Day

 
           
    This is not an offer to sell insurance or an advertisement of insurance in any place except the States of:  New York, Alabama, Arizona, Connecticut, Florida, Georgia, Idaho, Pennsylvania, Rhode Island, South Carolina; all within the United States of America.